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Get all your queries resolved with our comprehensive set of questions and answered. We look forward to clarify any doubts on our products and services.

SME and Agri Loans

  • Q.1. What kind of loans does Bandhan offer?

    • Working Capital & Term Loan for Manufacturing, Trading ,Service , Farm Credit and Agri allied activities
  • Q.2. What is the process for getting the loan?

    • Submit your loan application with required documents at our nearest Branch and after complying all terms and conditions loan will be disbursed .
    • We respect your privacy and hence we strictly adhere to our privacy terms
  • Q.3. What are the documents required for a SME / Agri loan?

    For SME loans -

    • Duly filled Loan application form
    • Incorporation documents and Bank statements for the last 6 months.
    • KYC documents like ID Proof , address proof etc
    • Financial statements from the last two years.
    • Proof of address for office and factory.

    For AGRI loans -

    • Duly Filled loan application forms
    • KYC documents like ID Proofs and address proof
    • Financial statements from the last two years if available.
    • Details of Land ,Equipment Etc
  • Q.4. What are the Loan tenure options?

    • SME loans- Tenure of loan varies with type and quantum of loan, type of business activities etc. However tenure varies from one year to maximum seven years.
    • AGRI - Tenure of loan varies with type and quantum of loan, type of agricultural activities etc. However tenure varies from one year to maximum five years.
  • Q.5. What are the minimum and maximum loan one can borrow?

    • SME - Quantum of loan varies with type of business activities, collateral security structure etc. and based on Bank’s internal assessment
    • AGRI - Quantum of loan varies with type of agricultural land ,activities etc.
  • Q.6. Is there any pre-payment option for your financial product?

    • Yes.
  • Q.7. I stay far away from your nearest branch office. Can I still get the Loan?

    • Yes. You can take SME/ Agri loan irrespective of distance of residence from our branch/office set-up. Our concerned officials will extend necessary help/assistance for this purpose.
  • Q.8. Whom should I contact to resolve any query in relation to SME/Agri Loan?

    • Our help line no is 033-66333333 and 1800-258-8181 .On receiving call from you our help desk people will guide you accordingly. Furthermore, our Branch/Office people are always ready to guide you.
  • Q.9. How much time does Bandhan require to process SME/Agri loan?

    • After receipt of all relevant documents/papers/information from the prospective customer,Bank will intimate its decision for sanction/rejection of loan proposal within maximum seven working days.
  • Q.10. How much time will be required for getting the money after sanction of loan?

    • After the completion of all necessary post-sanction formalities by the borrower,we will remit the fund as per terms of sanction to the borrower immediately (within working hours of bank)