Toll free number: 1800-258-8181

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FAQs

Get all your queries resolved with our comprehensive set of questions and answered. We look forward to clarify any doubts on our products and services.


Small Enterprise Loan

 
 
  • Q.1. What kind of loans does Bandhan offer?

    • Composite loan in the form of Demand / Term loan for Manufacturing, Trading ,Service.
  • Q.2. What is the process for getting the loan?

    • Submit your loan application with required documents at our nearest Branch or with concerned Relationship Officer and after complying all terms and conditions loan will be disbursed
    • We respect your privacy and hence we strictly adhere to our privacy terms
  • Q.3. What are the documents required for a SEL?

    • A) Loan upto Rs. 5 lakhs :

      • KYC,
      • PAN Card,
      • Simplified loan application form,
      • Stock Statement ( In case of working capital loan)
      • Trade license, if available,
      • Bandhan Bank A/C,
    • B) Loan above Rs. 5 lakhs

      • KYC,
      • PAN card
      • Loan Application form,
      • Stock Statement ( In case of working capital loan)
      • Valid Trade License / shop & establishment or any other govt. registration certificate,
      • ITR (including Balance Sheet and Profit & Loss statement),  and Estimated (C.Y.) (Self declared financial statement, if not available),
      • Bandhan Bank A/C,
  • Q.4. What are the Loan tenure options?

    • Tenure of loan varies with type and quantum of loan, type of business activities etc. However tenure varies from one year to maximum three years.
  • Q.5. What are the minimum and maximum loan one can borrow?

    • loan ticket size above Rs. 1 – 10 lakhs.
  • Q.6. Is there any pre-payment option for your financial product?

    • Yes.
  • Q.7. I stay far away from your nearest branch office. Can I still get the Loan?

    • Yes. You can take loan irrespective of distance of residence from our branch/office set-up. Our concerned officials will extend necessary help/assistance for this purpose.
  • Q.8. Whom should I contact to resolve any query in relation to SEL Loan?

    • Our help line no is 033-66333333 and 1800-258-8181 .On receiving call from you our help desk people will guide you accordingly. Furthermore, our Branch/Office people are always ready to guide you.
  • Q.9. How much time does Bandhan require to process loan?

    • After receipt of all relevant documents/papers/information from the prospective customer, Bank will intimate its decision for sanction/rejection of loan proposal within maximum seven – ten working days.
  • Q.10. How much time will be required for getting the money after sanction of loan?

    • After the completion of all necessary post-sanction formalities by the borrower,we will remit the fund as per terms of sanction to the borrower immediately (within working hours of bank).