Retail Loans
From buying your dream home or bike, to planning your dream vacation and wedding, fulfill your aspirations with an array of Retail Loans that empower you to live a better lifestyle, ahead of time.
Choose from the wide range of Retail Loans, best suited to your personal needs.
Two Wheeler Loan
Ride your way to an independent life.
Buy your very own ride with Bandhan Bank’s Two Wheeler Loan that helps you minimize dependency on public transport. You can now access maximum finance on the on-road price of the two-wheeler you intend to buy and repay it comfortably in easy monthly installments over 3 years.
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INTEREST RATE
April 01, 2016 onwards, the lending rates on loan products is with reference to MCLR. The rate varies from 15.50% p.a. to 18.79% p.a.
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PROCESSING FEES
2% of the Loan Amount plus taxes as applicable.
Documentation Charges on Actual.
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DOOR STEP ASSISTANCE
A Professional Relationship Manager will be available to service you throughout the loan-processing period.
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SIMPLIFIED DOCUMENTATION
Easy to understand documents
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FASTER DISBURSEMENT
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COMFORTABLE REPAYMENT MODE: Up to 3 years
Repay in Equated Monthly Instalments through Standing Instructions or Electronic Clearing System facility
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OTHER CHARGES
Refer Schedule of Charges for details
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INSURANCE
Avail of Non-Life and Life Insurance options through our exclusive tie-up with Insurance companies
What is the Eligibility criteria for this facility? View
* Please refer to the schedule of charges for more details on Free Transaction limits, Service Charges and Fees.
** Base Interest Rate - 12%
Certain services mentioned above may not be available until further notice