Kotak Fortune Maximiser

Limited pay participating endowment plan Multiple plans and bonus payout options as per your life goals

Fulfill your goals and plan for a secured life

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Flexibility to choose from multiple plan options
Choose from 3 Bonus* Payout options
- Immediate Cash Bonus
- Deferred Cash Bonus^{^}
- Paid-Up Additions
Secure your life and provide financial protection to your loved ones till 85 years of age
Enhance your protection with 6 optional riders
High Sum Assured with the same premium for females

As per underwriting norms, rates are defined which is individual customer specific. Insurance is underwritten by Kotak Mahindra Life Insurance Company Ltd. | IRDAI Reg. No. 107

View commission disclosure here

Entry Age of Life Insured (as on last birthday)	Min: 0 years (90 days) Max: 50 years – 6 & 15 pay \| 55 years – 8, 10 & 12 pay
Maturity Age of Life Insured (as on last birthday)	85 years
Policy Term	85 years less Entry Age of Life Insured
Premium Levels (Annual)	Min: 6 & 8 Pay: Rs.48,000 10 /12 & 15 Pay: Rs.36,000 Max: No Limits, subject to Board Approved Underwriting Policy
Premium Payment Term	6 / 8 / 10 / 12 / 15 years

^#Annualised Premium refers to the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any.

NRI Customer	Non-NRI Customer
Proposal Form	Proposal Form
Age Proof	Age Proof
Address Proof	Address Proof
Identification Proof	Identification Proof
Income Proof (as applicable)	Income Proof (as applicable)
Photo of the Proposer	Photo of the Proposer
Bank Documents	Bank Documents
NRI Questionnaire	Customer Declarations / Questionnaire (as applicable)
FATCA	PAN
Customer Declarations / Questionnaire (as applicable)	Selfie
PAN/Form 60	ACR
Selfie	MHR (as applicable)
Letter of Intent (as applicable)	Special travel questionnaire required
GST Refund Declaration Form	As per UW guidelines, additional documents maybe required
ACR
MHR (as applicable)
Passport is mandatory with copy of entry and exit details	EIA Number (ISNP approved online business portal / website)
Passport is mandatory with copy of entry and exit details
TIN Document proof
Both Indian & Foreign address along with valid proof required as same is mandatory
EIA Number (ISNP approved online business portal / website)
As per UW guidelines, additional documents maybe required
Special travel questionnaire required

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Fortune Maximiser; UIN: 107N125V01, Form No: N125. Kotak Term Rider, UIN: 107B003V03, Form No: B003; Kotak Accidental Death Benefit Rider, UIN: 107B001V03, Form No: B001; Kotak Permanent Disability Benefit Rider, UIN: 107B002V03, Form No: B002; Kotak Life Guardian Benefit, UIN: 107B012V02, Form No: B012; Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02, Form No: B011. Kotak Critical Illness Plus Benefit Rider, UIN: 107B020V01, Form No.: B020. This is a savings-cum-protection oriented participating endowment plan. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For details on riders please read rider brochure.
*Please note that Bonuses are NOT guaranteed and may be declared by the Company from time to time. Benefits under this plan are dependent upon the performance of the participating Funds. ^Deferred Cash Bonus is applicable only for Life Goal Maximiser plan option.
Bandhan Bank Ltd. is a corporate agent of Kotak Mahindra Life Insurance Company Limited with Corporate Agency License Number – CA0530. Regd. Office: DN 32, Sector V Salt Lake, Kolkata, West Bengal, 700091. The plan is offered and underwritten by Kotak Mahindra Life Insurance Company Ltd. Participation of customers of Corporate Agent shall be purely on voluntary basis.
Kotak Mahindra Life Insurance Company Ltd.; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Toll Free: 1800 209 8800 | Website: www.kotaklife.com | WhatsApp: 9321003007. Ref No.: KLI/22-23/E-WEB/2407.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. Under license.