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Scale up your small & medium enterprise to greater heights with Bandhan Bank’s range of MSME Loans that help you create income-generating assets and enhance liquidity. Your business can now grow multifold with timely access to funds that facilitate productivity.
Choose from the wide range of MSME loans, best suited to your business needs.
Set up your own enterprise with Bandhan Bank’s secured Samriddhi Business Loans and also avail working capital to run your business smoothly. You can now easily establish your manufacturing, trading or service business by accessing funds required towards the huge capital investment and repay comfortably in 60 monthly installments over 5 years, while your business starts generating profits.
Maximum Loan Amount Offered: ₹ 25.0 lacs
April 01, 2016 onwards, the lending rates on loan products will be with reference to MCLR. The current interest rate is at 16.00% p.a.
Term Loan : 5 years Including moratorium period of maximum 3 months
Working Capital : Repayable on demand
Working capital: 25% Term loan: 25%
1 % plus taxes as applicable
All assets financed to be insured with Bank Clause
What is the Eligibility criteria for this facility? View
* Please refer to the schedule of charges for more details on Free Transaction limits, Service Charges and Fees.
** Base Interest Rate - 12%
Certain services mentioned above may not be available until further notice
Please note , other charges may apply as per Bank’s Schedule of charges for loan products