• Rates starting from 11.55% p.a. 

Rates effective from July 1, 2023

*Terms & Conditions applied

Click here for Mean Interest Rate.

• Salaried/Self-employed Professionals/Self-employed

• Age: 

  • Minimum – for salaried individuals - 21 years; for self-employed - 23 years

  • Maximum at time of loan maturity – 60 year; for self-employed - 65 years 

• Salaried - Minimum 1 transaction (customer induced) is required in the main account on monthly basis. The main account may not be a salary account
• SEP/SENP-Minimum 1 Debit and 2 Credit transection (customer induced) required on monthly basis or 12 credit transection in last 12months.(In main account only)

• Identity and address proof – passport/PAN card /Voter ID card/driving license/Aadhaar
• One recent photograph  
• Last three months’ salary slip & Form -16 for 1 year for salaried* 
• ITR for last 2 years with computation of income, balance sheet, and P & L a/c for self-employed* 

*Not applicable for online application basis pre-qualified offer