Personal Loan

  • Loan amount – ₹50,000 – ₹25,00,000

  • Attractive rate of interest

  • Flexible repayment tenure – up to 60 months

  • Faster loan processing time with door step document pick up process

  • Quick loan processing 

  • Part payment feature*

  • Nil foreclosure charges on loan amount 10 lakh & above* 

*Terms & Conditions applied

  • Rates starting from 9.47% p.a. 

Rates effective from January 1, 2024

*Terms & Conditions applied

Click here for Mean Interest Rate.

  • Salaried/Self-employed Professionals/Self-employed

  • Age: 

    • Minimum – for salaried individuals - 21 years; for self-employed - 23 years

    • Maximum at time of loan maturity – 60 year; for self-employed - 65 years 

  • Salaried - Minimum 1 transaction (customer induced) is required in the main account on monthly basis. The main account may not be a salary account
  • SEP/SENP-Minimum 1 Debit and 2 Credit transection (customer induced) required on monthly basis or 12 credit transection in last 12months.(In main account only)
  • Identity and address proof – passport/PAN card /Voter ID card/driving license/Aadhaar
  • One recent photograph  
  • Last three months’ salary slip & Form -16 for 1 year for salaried* 
  • ITR for last 2 years with computation of income, balance sheet, and P & L a/c for self-employed* 

*Not applicable for online application basis pre-qualified offer 

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