Personal Loan

Personal Loan

2-days loan crediting Comfortable repayment​
Get loan for your different needs like marriage, travel, education, etc.
  • Loan in your account in 2 working days 

  • Loan amount – ₹50,000 – ₹5 lakhs 

  • Comfortable repayment tenure – up to 36 months 

  • Special offers, interest rates and charges for all our existing customers 

  • Rate ranges from 15.90% p.a. to 20.75% p.a. 

April 1, 2016 onwards, the lending rates on loan products is with reference to MCLR 


Click here for Mean Interest Rate.

  • Salaried/Self-employed professionals 

  • Age: 

    • Minimum – for salaried individuals - 21 years; for self-employed - 23 years (self-employed)  

    • Maximum at time of loan maturity – 60 years 

  • Individuals having relationship with Bandhan Bank for minimum 6 months 

    • Account should be operational with minimum one customer induced credit and debit each, per month 

  • Identity and address proof – passport/PAN card /Voter ID card/driving licence /Aadhaar # 

  • Signature proof – Passport/PAN card  

  • One recent photograph  

  • Last three months’ salary slip & Form -16 for 1 year for salaried* 

  • ITR for last 2 years with computation of income, balance sheet and P & L a/c for self-employed* 

# Original KYC documents will be required for verification at branch for online application 

* Not applicable for online application basis pre-qualified offer 

Take one step closer to your dream

Apply for a loan from Bandhan Bank today

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