Loan against Term Deposit

Loan against Term Deposit

Loan up to 90% of Term Deposit amount​
Let your Deposits fund your money requirement even before they mature
  • Maximum loan amount – up to 90% of the Term Deposit 

  • Flexible repayment tenure – up to 3 years as equated monthly installments through Standing Instructions or Electronic Clearing System 

  • Quick loan disbursement 

  • Interest rate – Depends on Term Deposit rate plus 1.50% to 2.00% 
  • Processing fee – Zero  

Click here for Mean Interest Rate.

  • Existing Term Deposit holders of Bandhan Bank 

Bandhan Bank’s Loan/Overdraft Against Fixed Deposit application process is completely hassle-free. Here is the list of documents required:

  • Duly filled application form 
  • Fixed/Term Deposit receipts duly discharged in favour of the Bank 
  • Identity proof (in case of any change) 
  • Address proof (in case of any change) 

Take one step closer to your dream

Apply for a Loan from Bandhan Bank today 

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