"FAQs: Bandhan Bank"

What's the Buzz Online?

FAQs

Get all your queries resolved with our comprehensive set of questions and answered. We look forward to clarify any doubts on our products and services.

Accounts & Deposits Loans Against Property Microbanking Home Loans SME and Agri Loans Two Wheeler Loans Small Enterprise Loan

Loans Against Property

Q.1.What is the maximum amount I can borrow?
- Up to 60% of the market value of the property can be availed subject to eligibility norms being met.
Q.2. How will my loan eligibility be determined?
- Loan eligibility is based on your monthly disposable / surplus income and other conditions.
Q.3. What is the minimum & maximum age to apply for a LAP?
- Minimum age of the borrower should be 23 years
- Maximum age at loan maturity to be 65 years or retirement age, whichever is earlier.
Q.4 What Property can be considered as collateral for LAP?
- Self-occupied Residential or Commercial property (Shops and Offices) can be considered as collateral
Q.5. What would be the loan tenure?
- Loan tenure can be up to 15 years, depending on current age, and profile of the borrower.

Get the Answers to

all your Questions

FAQs

Loans Against Property

Q.1.What is the maximum amount I can borrow?

Q.2. How will my loan eligibility be determined?

Q.3. What is the minimum & maximum age to apply for a LAP?

Q.4 What Property can be considered as collateral for LAP?

Q.5. What would be the loan tenure?