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Loans Against Property

  • Q.1.What is the maximum amount I can borrow?

    • Up to 60% of the market value of the property can be availed subject to eligibility norms being met.
  • Q.2. How will my loan eligibility be determined?

    • Loan eligibility is based on your monthly disposable / surplus income and other conditions.
  • Q.3. What is the minimum & maximum age to apply for a LAP?

    • Minimum age of the borrower should be 23 years
    • Maximum age at loan maturity to be 65 years or retirement age, whichever is earlier.
  • Q.4 What Property can be considered as collateral for LAP?

    • Self-occupied Residential or Commercial property (Shops and Offices) can be considered as collateral
  • Q.5. What would be the loan tenure?

    • Loan tenure can be up to 15 years, depending on current age, and profile of the borrower.