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Samadhaan Loan

The COVID-19 pandemic and nationwide lockdowns have impacted the routine life of everyone in the country, in particular micro banking customers, economically as it has affected normal business activities in the country. The customers under this category display socio-economic vulnerabilities especially during the time of natural and socio-political events. As one of the pioneer in the Micro-banking sector, the Bank proposes to introduce a product which will partner/support the existing borrowers to tide over these challenging situations. ‘SAMADHAAN LOAN’ shall help our existing borrower to meet financial requirement to run and grow their business.

Features :



Quantum of Loan

Minimum INR 5000 and Maximum INR 15000

Eligibility Criteria

This loan will be provided only for the purpose of income generating activities to MB borrowers with good repayment history

  • 1st cycle borrowers can get maximum loan of INR 5000 and borrowers who have completed minimum 1 cycle of MB loan will be eligible to get loan up to INR 15000.
  • MB borrowers should have at least 1 running loan with Bandhan Bank
  • The borrowers should not have availed any loan from Bandhan Bank within last 2 months as on the date of disbursement of this loan.

Age Group

Minimum18 Years and Maximum Maturity age would be 65 Years

Tenor of Facilities

2 years

Repayment Frequency

  • Weekly
  • Fortnightly for Saturday groups

Processing Fees


Rate of Interest

April 01, 2016 onwards, the lending rates on loan products will be with reference to MCLR. The current interest rate is 17.95% p.a.

For further detail, please contact our Banking Unit near you.


  • This product will be disbursed to our existing borrowers for their working capital requirement in this pandemic situation.